Wicked!

Wicked!

Our Lifeview Financial Team recently hosted some of our clients at an advanced screening of Wicked - the movie version. We all enjoyed the movie and some popcorn!

Zubeda, Rick, and their team at The Children's Breakfast Club joined us and graciously accepted all the food items from the generous donations so many people contributed. It's a special time of year to join together to help those in need. Thank you and Seasons Greetings to one and all.

Health, Happiness & Success!

The Lifeview Team – Deb, Kelly, James (Amanda), Jannine and Vicky

Congratulations to our winners of our 11th annual Helping Hands Scholarship!!

Congratulations to our winners of our 11th annual Helping Hands Scholarship!!

This year we asked our entrants to tell us about their Life Goals and their community involvement as well as what inspired them to choose their area of study.  We also asked them to define what they hope to achieve in their future career with their education.

Abbey won first place with her essay entry.  Abbey is attending Wilfred Laurier University and is enrolled in the Bachelor of Business Administration Program. 

Below is an excerpt from Abbey’s essay:

“When applying for university, I had a clear goal. knew I wanted to study business and had a target program in mind. After years of hard work, achieving a 90% average or higher, hours writing applications and months of waiting, I finally heard back. I was rejected from my top choice and left to decide what to do next. I attended countless campus tours and discussed options with my family. The challenge was, I could imagine myself as a student at every university I visited. Ultimately, the deciding factor was the community aspect of the schools I toured. When it came down to selecting my future university, I knew I wanted to attend a school that emulated my core values. I felt that Wilfrid Laurier University did this and would also provide me with an opportunity to apply and grow my leadership skills.”

Isabelle is our second-place winner. Isabelle is attending McMaster University and is enrolled in the Humanities Program.

An excerpt from Isabelle’s essay follows:

Ever since I was little, I knew that I wanted to be a teacher. Growing up, I had many school teachers that I looked up to and who I wanted to be like. I always found myself willing to do my part for my classroom environments. Throughout my academic career I have been told by many teachers in both elementary and high school that I have always been helpful and kind towards my peers. From my community involvement experience, being able to return to a learning environment that was special for me then, made it even more special for me now as I arrange my plans for this pathway. Seeing these students engaged with their teacher reminded me of the importance of the influence that a great teacher has and the positive effect their leadership will leave on students for the rest of their lives. Which leads me to another reason I believe has encouraged me to want to become a teacher is my experience with the different types of teachers I've had so far.”

If you would like to read Abbey or Isabelle’s full essays, please reach out to us and we will happily share.

We wish both Abbey and Isabelle all the best in their post-secondary education.

Thank you also to all of those who applied for our Scholarship this year.

Congratulations!

The Lifeview Team

Deb, Kelly, James, Jannine & Vicky

Remembrance Day 2024

Remembrance Day 2024

On November 7th, 1920, in strictest secrecy, four unidentified British bodies were exhumed from temporary battlefield cemeteries at Ypres, Arras, the Asine and the Somme. 

None of the soldiers who did the digging were told why. 

The bodies were taken by field ambulance to GHQ at St-Pol-Sur-Ter Noise. Once there, the bodies were draped with the union flag. 

Sentries were posted and Brigadier-General Wyatt and a Colonel Gell selected one body at random. The other three were reburied.

A French Honour Guard was selected and stood by the coffin  of the chosen soldier overnight.

On the morning of the 8th November, a specially designed coffin made of oak from the grounds of Hampton Court arrived and the Unknown Warrior was placed inside. 

On top was placed a crusaders sword and a shield on which was inscribed:

"A British Warrior who fell in the GREAT WAR 1914-1918 for King and Country".

On the 9th of November, the Unknown Warrior was taken by horse-drawn carriage through Guards of Honour and the sound of tolling bells and bugle calls to the quayside. 

There, he was saluted by Marechal Foche and loaded onto HMS Vernon bound for Dover. The coffin stood on the deck covered in wreaths, surrounded by the French Honour Guard.

Upon arrival at Dover, the Unknown Warrior was met with a nineteen gun salute - something that was normally only reserved for Field Marshals. 

A special train had been arranged and he was then conveyed to Victoria Station, London. 

He remained there overnight, and, on the morning of the 11th of November, he was finally taken to Westminster Abbey. 

The idea of the unknown warrior was thought of by a Padre called David Railton who had served on the front line during the Great War the union flag he had used as an altar cloth whilst at the front, was the one that had been draped over the coffin. 

It was his intention that all of the relatives of the 517,773 combatants whose bodies had not been identified could believe that the Unknown Warrior could very well be their lost husband, father, brother or son...

THIS is the reason we wear poppies.

We do not glorify war.

We remember - with humility - the great and the ultimate sacrifices that were made, not just in this war, but in every war and conflict where our service personnel have fought - to ensure the liberty and freedoms that we now take for granted.

Every year, on the 11th of November, we  remember the Unknown Warrior.

At the going down of the sun, and in the morning, we will remember them.


—Anonymous

The Lifeview Team,

Deb, Kelly, James, Jannine and Vicky

Insights from our National Conference in Quebec City

Insights from our National Conference in Quebec City

We recently spent a few days in Quebec City at the Investia Financial Services Inc. National Conference.  As our head office is based out of this beautiful city they thought that it would be nice for advisors from across Canada, including ourselves to see Investia on its home turf so to speak AND it did not disappoint.  We were treated to a personal tour of the Investia Head office by Louis DeConinck -the President of Investia.  We were intrigued by the structure of how the head office was designed. The past few years they have combined the old original buildings inside the newly constructive renovations – the original brick and windows remain intact.  The company, as well as the city is steeped in history, and tradition with an introduction of the new and modern aspects that are necessary in today’s world.  The office environment is bright and cheery and encompasses the philosophy of work from anywhere.  On any given day any of the management team could be sitting beside any of the employees.  It is a very efficient and friendly work environment.

We are pleased to have chosen to work with Investia, as our Dealer – as the firm is on the cutting edge of many aspects of the Financial Services industry, specifically in the areas of technology, service and privacy.

Throughout the week we listened to many presentations on leadership, operational excellence, communication and of course the markets.  Sebastian McMahon, the Chief Economist at iA Financial Group, provided us with an insight on The Economy & The Financial Markets.  We have summarized some of his comments below that we thought you might find interesting:

  • Overall, there is a positive sentiment regarding the markets

  • We are likely heading into a coin toss of an election in the US, likely ending in a divided government – so essentially the status quo will remain for the next number of years in the US

  • Central banks will start/continue easing – this means that we should continue to see a decline in interest rates going forward

  • There are over 100 central banks in the world – currently “central banks are cutting rates in synchronization” (S. McMahon)

  • There is more sensitivity in the Canadian housing market with decreasing interest rates than in the US (the difference being our 5- year mortgage terms versus the US 30- year mortgage terms)

  • The markets always look 12 months ahead

  • Economists (including Sebastian) meet with the Bank of Canada every 6 weeks and attend an annual meeting in Ottawa – they stay on top of what is going on in Canada and around the world

  • The typical household is saving more

  • Inflation is basically back under control; however, many items are still more costly than they were a few years ago

  • The population growth will continue to increase the demand in housing

  • As always diversification is key…….there are multiple drivers in several sectors of the economy – i.e. US technology (AI) and Canadian commodities; balance sheets in many of the companies are in good shape – the companies do not seem to be worried about the Canadian debt levels or population growth

We are here if you have any questions related to the above information or your portfolios, or your family’s financial situation.

Enjoy the fall colours AND if you ever get a chance to go to Quebec City, the three of us would highly recommend it.  Bring your walking shoes and your appetite for good food and some wonderful Canadian history in any season!

Health, Happiness & Success!

Deb, Kelly and James

Lest We Forget

Lest We Forget

As Remembrance Day approaches for another year…..the thoughts of previous wars are overshadowed by current wars around the world. 

Often times, it seems like we are going back in time instead of into the future.

We walked on these stones on the beaches of Normandy, in the photo above, where many Canadian soldiers lost their lives in the spring of 1944 in the Second World War.

It is poignant....and humbling to say the least. 

Let's all do our part to remember.....

 

Deb, Kelly and the Lifeview Team